August 2008
“Market is Down, But Florida Law Increases Assessments”
Dear Lori,
I own a small condominium. After checking my property record on your website, I noticed my Just Value has dropped $20,000 but my Assessed/SOH Value still increased 3%. Why do assessments increase in a down market?
S.G., Fort Lauderdale, FL
A little known quirk in Florida law will mean almost 400,000 homeowners in Broward County will see their property tax assessments go up – not down – this year. The higher assessments come despite the fact Broward properties dropped on average 4.8% in the past year, a dramatic reversal after years of double-digit gains.
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| GOV. LAWTON CHILES |
In 1992, the 3% “Save Our Homes” tax cap became law. But in 1995, Gov. Lawton Chiles and the Florida Department of Revenue approved a rule during times of declining real estate market value. The “recapture rule” requires property appraisers to raise the assessed value of a Homesteaded property by the 3% annual cap level until it reaches the same amount as the market value.
A taxpayer automatically receives “Save Our Homes” protection starting the year after first obtaining a Homestead Exemption. This law limits the increase in assessed values for properties receiving the Homestead Exemption to no more than 3% or the increase in the Consumer Price Index (CPI). The limit does not cover new construction or construction that was not taxed before the “Save Our Homes” limit applied to a particular property. It also does not apply when the property sells – because the new owner starts the limitation all over again once he or she qualifies for Homestead Exemption.
The “recapture rule” may cause your taxable value to rise even if your market value dropped from last year. Because property values generally increase over time, the current down real estate market represents the first time the “recapture rule” will have wide effect. The bottom line: Talk to your State Senator and State Representative if you believe this “recapture rule” should be amended or repealed.
July 2008
“Understanding Who Sets Your Tax Rates”
Dear Lori,
I am a local realtor. With the housing market in a tailspin, we now have local governments struggling to find tax revenue. How do you decide how high to set the tax rate?
C.H., Fort Lauderdale, FL
This is a common misconception about the Property Appraiser’s Office. The Property Appraiser does NOT set any tax rates. Although we are responsible for appraising property, the various tax rates and special assessment fees are actually set by the Broward County Commission, Broward County School Board, South Florida Water Management District, your City Commission and other special taxing districts which apply to your property.
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| SAMPLE TRIM NOTICE |
The Property Appraiser’s Office is responsible for fairly determining the value of properties for the purposes of “ad valorem” taxes. To determine the fair market value, we simply hold a mirror to the market. We analyze sale prices from the previous calendar year in every neighborhood, improvements made upon each property, and other legally recognized factors to determine value. This process ensures the assessments are fair and owners will only have to pay their fair share. No more, no less.
The value of Broward County properties dropped on average 4.8 percent in the past year, a dramatic reversal after years of double-digit gains. The numbers reflect both falling real estate prices and a recent change in state law that doubles the Homestead Exemption on residential property. That may mean relief for beleaguered homeowners, but just how much won’t be known until local governments set their tax rates later this summer.
The bottom line: If you think the assessed market value of your property is wrong, please contact our office. If you think the tax rates are too high, you should contact the School Board, City Commission and other taxing authorities listed in your TRIM (proposed tax) Notice. The TRIM Notice will include phone numbers for each taxing authority, as well as the schedule of budget public hearings.
June 2008
“Help Us Crack Down on Tax Fraud!”
Dear Lori,
My neighbor has moved and has been renting his property for over one year. Your website has the condo listed as having a “Homestead Exemption.” What is the best way to report this tax abuse without causing a problem with the neighbor?
R.G., Fort Lauderdale, FL
Property owners who file false applications to obtain a Homestead Exemption are breaking the law and they’re making you pay more in taxes each year. Why? Because the School Board, the County Commission, your local City government, and the various taxing authorities must fund their budgets by equitably dividing the tax burden among all property owners within their jurisdictions. If someone lies to lower his or her taxes, someone else has to make up the difference.
Our office aggressively seeks to stop homestead fraud. Since we formed our homestead fraud investigative units in 2005 over 14,795 fraud investigations have been resolved, resulting in over 19 million dollars in back taxes, penalties and interest and over 3 billion dollars of assessed value back onto the tax rolls. We have worked with city governments, homeowner and civic associations to help identify tax fraud.
If you know of anyone claiming Homestead Exemption on a property he or she is not permanently residing in or if the property is rented, vacant or merely a vacation home, we urge you to contact our investigators in our Department of Professional Standards and Compliance at 954.357.6900 or www.bcpa.net/fraud form.asp and we’ll check it out.
Once reported, our office will fully investigate each charge. Property owners who intentionally cheat on Homestead can be back taxed for as many as ten years, plus be required to pay a substantial penalty and annual interest. While it is extremely helpful and time saving when you speak directly to an investigator, you may remain anonymous.
May 2008
“Taxpayer Protection Alert!”
Dear Lori,
I received an email last week at our title company office. Every agent received the same email from an on line company selling what’s called a Homestead Declaration. I think your office should let taxpayers know what this is - and it’s not the same as a Homestead Exemption.
J.R., Fort Lauderdale, FL (via email)
Every year brings another example of creative companies trying to sell services aimed at Broward County homeowners. The debtor/creditor protections granted by Florida law are entirely unrelated to any functions of the Property Appraiser – but we can point you in the right direction. The confusion arises because Florida law has a least three separate sets of legal rights – all vaguely related through the concept of permanent residency, which are all named “homestead.”
Our office handles matters involving the $50,000 Homestead Exemption on property taxes on a primary residence. This type of “homestead” is covered by Chapter 196, Florida Statues. Chapter 196, however has nothing to do with debtor/creditor protection. Another provision of Florida law entitled “homestead” ensures a will is probated in the county of the last permanent residence of the decedent. The so-called “Homestead Declaration” relates to Florida’s debtor/creditor protections for a primary residence, found in Chapter 222, Florida Statutes. Please pay specific attention to Section 222.01, Florida Statutes, which has a sample of the Notice of Homestead form you must file with Broward County Recording Division to take advantage of these legal rights after a final judgment is entered against you in court. Any Florida bankruptcy attorney should also be familiar with this.
However, if you are not dealing with a possible bankruptcy situation or facing creditors who are seeking to take your home, you do not need to be very concerned with the Chapter 222 “homestead” protections at this time.
April 2008
Keeping Families Together: “Granny-Flats”
Dear Lori,
My mother told me your office has a property tax exemption for Homesteaded properties due to the construction (or reconstruction) on the property for the purpose of providing living quarters for one or more parents or grandparents?
D.B., Fort Lauderdale
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| ACCESSORY DWELLING UNIT - GRANNY FLAT |
When I was on the County Commission, I led the effort to adopt a law known as the “Granny Flat” ordinance. Taxpayers who build additions onto an existing home or perform renovations to provide living quarters for a parent or grandparent may be entitled to an exemption equal to the amount of the new construction (up to 20% of the homestead value). The “Granny Flat” law – as it is better known – creates a financial incentive for taxpayers to keep families together, and to lessen the needs for costly social services.
To be eligible, the owner must have a Homestead Exemption on the property before any construction begins. The construction or reconstruction must be properly permitted and comply with all local development regulations. Copies of all permits and plans must be submitted to our office, along with an annual application.
The annual application should be filed by March 1st of each year or a late file petition will be required. The occupant(s) must be at least 62 years if age by January 1st of the year in which the reduction is requested. The occupant(s) must permanently reside on the property and cannot receive any benefits requiring a declaration of permanent residency on any other property in any other County or State. All these requirements must be met in order to qualify.
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| Bob Wolfe |
It may sound complicated – and it is – but the savings provided by this ordinance are well worth the effort. Because the “Granny Flat” requirements are a complex matter, it’s a good idea to contact our office prior to any construction. Our office will gladly answer any questions you have or help you through the application process. For more information please contact Bob Wolfe at 954.357.6871 or visit our website at www.bcpa.net.
March 2008
“Missed the Homestead or Portability Filing Deadline?”
Dear Lori,
I missed the March deadline for filing both my Homestead Exemption and Portability Applications. Is there anything I can do to get my 2008 tax exemptions?
L. C., Dania Beach, Florida
Don’t worry. Florida law allows for late filing for Tax Year 2008 through September 18, 2008. Our office accepts late Homestead applications and helps taxpayers prepare the required petitions to the Broward County Value Adjustment Board (VAB) for all eligible properties. To claim a 2008 Homestead, you must have purchased, be named on the title, and moved onto the property on or before January 1, 2008.
In January, Florida voters approved a constitutional amendment that makes some or all of the Save Our Homes (SOH) benefit portable. Portability allows Homestead Exemption holders to transfer some or all of their SOH benefit from their old home to their new home. As of the March 3rd traditional filing deadline over 4000 applications for portability have been filed in Broward County.
The first year that homeowners can take advantage of this benefit is 2008. If you had a Florida Homestead Exemption in 2007, and gave up the exemption and moved to a new homestead by January 1, 2008, you are eligible for portability. To receive this benefit, you must apply for both the Homestead Exemption and Portability.
The application and petition are available at our main office, our branch office, or online at www.bcpa.net. Our BCPA staff will help you complete the form if you need assistance. The petition must be accompanied by a non-refundable filing fee of $15.00 made payable to the Broward County Value Adjustment Board. Call our Customer Service staff at 954-357-6830 if you have any questions or need help with your tax exemption applications.
February 2008
Answering your Portability Questions
Dear Lori,
We have a few questions about the new amendment, when can our family take advantage of portability and the increase in homestead exemption?
S.G., Fort Lauderdale, Florida (via email)
On January 29th, Florida voters overwhelmingly approved Amendment 1 to increase the Homestead Exemption to $50,000; gives homesteaded owners the “portability” right to take their Save Our Homes (SOH) benefits to a new homesteaded property, when they move; grants businesses and mobile home residents a $25,000 break on tangible personal property taxes; and caps annual increases for non-homesteaded properties to no more than 10% beginning in 2009.
Homesteaded owners do not need to apply for the additional savings, as the $50,000 homestead exemption amount will be automatically applied starting this year. Our office has posted both the initial application forms for portability and administrative guidelines to implement the rest of these new benefits at www.bcpa.net.
If you had a Homestead on Florida property in 2007 and are now seeking to move your Homestead to a new location in 2008 you may apply for “portability” of your SOH benefits now. Anyone who moves within the state after January 1, 2008 can apply and the transfer will take effect on their 2009 tax bills. The constitutional amendment allows residents to transfer up to $500,000 in value exempt from taxation through Save Our Homes. This benefit is the difference between a home’s market (Just Value) as set by the Property Appraiser’s Office – and its assessed value. The difference can be great for longtime homeowners because Save Our Homes limits the growth of the assessed value to no more than 3% per year, while the just value is tied to the real estate market.
Go to www.bcpa.net, download the application and mail it to the Property Appraiser’s Office. You may also fax your application to 954.357.8474. The main office is in the Governmental Center at 115 South Andrews Avenue in Fort Lauderdale. A satellite office is located at 1 N. University Drive, Suite 111-A, in Plantation.
If you have more questions about portability, please contact our office at 954.357.6830. Thank you for all your help in making portability a reality.
January 2008
Help Us Complete Your Residential Property Survey
Dear Lori,
Our family received your News for Broward Taxpayers Newsletter with the 2008 Homestead Exemption renewal mailing. On the back of the newsletter is a residential property survey your office wants us to complete. Why is this survey so important?
J. H., Pembroke Pines, FL
The Broward County Property Appraiser’s Office is currently in the process of upgrading our computer assisted mass appraisal (CAMA) system to better serve the taxpayers. We are requesting your assistance in improving and updating our property records. Our existing computer system is rather antiquated and never tracked physical details of properties such as the number of bedrooms and bathrooms, carport and garage spaces, pools and jacuzzis, etc.
If you received our newsletter in the mail with your Homestead renewal notice, you have the option of completing this quick survey online at www.bcpa.net/survey using the PIN number printed on your renewal receipt. If you do not have a PIN number or you do not have a home computer, you must use the printed form to participate. Please see the back page of our newsletter if you’d prefer to respond using the printed form. Once complete, simply fax the survey to 954-357-8474 or mail to: Property Appraiser’s Office, 115 S. Andrews Avenue, Room 111, Fort Lauderdale, FL 33301.
If you are computer friendly, be sure to look up your property on our website as we’ve recently added building sketches to those pages. Just click on the blue “See Sketch” link on the lower right-hand side of the property record page – and please call 954-357-6831, if you see any errors in the sketch of your home.
Please take a few minutes to help ensure our records about your property are accurate. While completing the property survey is purely voluntary, any assistance you provide will help ensure you pay no more than your fair share of taxes.
If you have any questions about this survey, please contact our Residential Appraisal Division at 954-357-6831 or email dstaruch@bcpa.net. I strongly urge you to complete this special residential survey. Thank you in advance for all your help in making our office even better.
December 2007
The New Property Tax Plan – “What’s In It For Me?”
Dear Lori,
On January 29, Floridians will have an opportunity to vote on the proposed property tax reform constitutional amendment. My question is simple: What’s in it for me?
B.W., Fort Lauderdale, FL
There’s something for everyone in the new constitutional amendment to cut property taxes. While the relief may be far less than what we hoped for, it contains four key types of tax savings.
Portability of Savings: Floridians will be able to move their Save Our Homes (SOH) benefits – up to $500,000, from one homesteaded property to the next. In order to transfer the SOH benefit, you must establish Homestead within two years of selling your previously homesteaded property. These benefits will apply to all sales in 2007. Portability applies to both up-sizing and down-sizing in value and may be used an unlimited amount of times for moves anywhere within Florida.
Additional $25,000 Homestead: Floridians will see their Homestead Exemption double to $50,000 for all properties with an assessed value of at least $75,000. This second exemption does not apply to the school portion of your tax bill, meaning the average Broward homesteaded owner will save an additional $308, if the amendment is approved.
Business Equipment Exemption: Currently, all businesses in Florida are subject to an annual tax on tangible personal property (TPP). For a business, TPP items include equipment, computers, desks and phones. For small rental properties, TPP may include beds and refrigerators. This amendment creates a $25,000 TPP exemption resulting in an average savings of $508 for each business – ending filing requirements for over 80% of all Broward businesses.
10% Cap for Non-Homesteaded Properties: The annual growth of taxable value for businesses, apartments, second homes and other rental properties will now be limited to 10% per year.
Want to see how portability will work and estimate your taxes under this proposal? Visit our website at www.bcpa.net to use our online calculator tools to see how these new proposals will impact you. Please urge everyone you know to vote on January 29th. You can request an absentee ballot by calling (954) 357-7050 or go on line to www.browardsoe.org.
November 2007
Portability and a New Property Tax Plan
Dear Lori,
I am planning on downsizing from a 4 bedroom home in Coral Springs to a 2 bedroom condo in Plantation for $200,000. My current home has a taxable value of approximately $120,000 and a market value of $300,000. Will my taxes go down since I will be able to move with the portability clause?
At least homeowners will get some relief in the future if they decide to move and with the new $50,000 Homestead Exemption.
L. V., Coral Springs, FL (via email)
How much you’ll pay in taxes on your new home depends on how long you have owned your old home and how much the value increased during that time period. The longer you’ve owned your home, accruing savings from the Save Our Homes (SOH) tax benefits for Florida residents, the more you will save when moving to a new home.
When you buy a less expensive home, you can transfer the SOH savings to your new homestead, based on a simple formula. The formula: New Home Market Value divided by Old Home Market Value, then multiplied by the Old Home SOH = New SOH Value.
If you buy a more expensive home, you can transfer up to a maximum of $500,000 of accumulated savings to your new homestead. Your home has a market value of $300,000 and a current assessed value of $120,000. The SOH “differential” is $180,000. You can carry $180,000 in savings to a new home and subtract the $180,000 from the new home market value for a new SOH value.
On January 29, 2008, Floridians will vote on a Constitutional Amendment that will: double the Homestead Exemption to $50,000; allow portability of the Save Our Homes benefits; provide a 10% cap on assessment increases on non-homesteaded properties; and create a $25,000 exemption for tangible personal property for businesses and mobile home residents. Our website www.bcpa.net will soon add a calculator tool so you can see how these new proposals will impact your tax bill.
October 2007
“Disappointed in Property Tax Cuts?”
Dear Lori,
With the housing market in a tailspin with weak sales and stalled prices, we now have the Florida Legislature fumbling over tax reform. My question is simple: “Why haven’t my taxes dropped like a rock?”
S.G., Pompano Beach, FL
Taxpayers are disappointed they aren’t seeing bigger savings from the much-touted property tax cuts. Florida law sets January 1 as the assessment date each year for determining both value and exemption eligibility. While January 1, 2007 is the date used in setting your market value, the value is based upon the sales of similar properties in the same or comparable subdivisions, neighborhoods or condominiums from January 1, 2007 back through January 2, 2006. If market values continue to drop in 2007, resulting in lower sales prices, these changes will be reflected on your 2008 proposed tax notice and subsequent tax bill. Likewise, in a year when values increase, those increases in value will not be reflected until the following tax year.
Property values increased an average of 10% in Broward last year, increasing the taxable value of all property in the county from $157.4 billion to $176.4 billion. Although the volume of sales slowed last year, sales prices in most of the county did not begin to fall until the 2007 calendar year. Once again, 2007 assessments are based on 2006 sales prices.
The good news is Homestead Exemption and Save Our Homes prevents the taxable value of a property from increasing more than 3% per year, for 2007 the SOH increase is 2.5%. However, a home’s market value can decline and its taxable value still increase due to a quirk in this popular law. Save Our Homes still requires an increase in the taxable value of a home each year until it adjusts to market value, regardless of market conditions.
We also have lots of uncertainty with the Florida Legislature’s efforts at tax reform. Until the legal maneuvering in Tallahassee ends, it will be hard to know what proposals are likely to be submitted to the voters. Stay informed by visiting our website at www.bcpa.net and click the “Legislation” menu option for future updates.
September 2007
Will You Save More With Tax Reform?
Dear Lori,
Thank you for the copy of “Understanding the Tax Reform Proposals” that our family received in the mail. It is rather complex and difficult to understand. I guess my main question is will I save more with the proposed “Super Exemption” or with the current “Save Our Homes” 3 % assessment cap?
N.P., Wilton Manors, FL (via email)
Understand there is no “one-size-fits-all” answer. The real answer depends on your specific situation. If you are a long time resident and have substantial Save Our Homes savings currently, you’d do best to keep the current exemption. If you are a recent homesteaded buyer of a modestly priced property, plan to move frequently or “down-size” in the future, you could save more under the new plan – although it can cost you more down the road, depending upon future market values.
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August 2007
“Late-filing” a Homestead Exemption petition to the Broward County Value Adjustment Board
Dear Lori,
My family purchased a home in Tamarac last year. Because of a job transfer, we still had a home in Orlando with Homestead Exemption. We have now cancelled the exemption for 2007 in Orange County.
Because of the huge increase in my property taxes and insurance, we are in debt and need immediate help to get an exemption here. We know the filing deadline has passed, but can you tell us what to do in order to get the exemption, as soon as possible? Is it still possible to file a Homestead Exemption for this year?
J. Buckley, Tamarac (via email)
You may still apply for Homestead Exemption with a “late-filing” petition to the Broward County Value Adjustment Board. The petitions are available at our main office, Plantation office or online at www.bcpa.net under “Download Forms”. The late-filing petition is simple to complete and our office staff will be happy to assist you. There is a $15.00 non-refundable filing fee for the petition. Checks should be made payable to Broward County Value Adjustment Board.
You may late-file for exemptions through the end of the year, however, after September 18, 2007, the Value Adjustment Board (VAB) requires you to file a “Good Cause” petition in addition to the late-filing petition. Please be advised the VAB will likely require you to attend a hearing prior to resolving your petition.
Remember – You must file a petition with the Broward County Value Adjustment Board to be considered for a late-filing application for 2007. No Exceptions!
If you would like more information about exemptions, VAB petitions and other important property tax issues, please visit our website at www.bcpa.net or contact our office directly at (954) 357-6830.
July 2007
Many Questions Remain With Tax Reform Measures
Dear Lori,
I’ve just left a meeting of tax reformers in Deerfield Beach, and this all seems very confusing. We didn’t realize it will eliminate Save Our Homes, by choice or by attrition. And choosing the alternative tax plan may end up costing homeowners more money after 5 or 6 years. Can you help us explain these tax reforms?
C. Greenberg, Broward County, FL (via email)
First, understand the Florida Legislature passed two separate property tax relief measures: one is a statutory roll back of spending and the other is a proposed 2008 constitutional amendment. Both are very complex and difficult to understand. Cities, counties and special districts are required to cut this year’s property taxes by 3% - 9% from the “rolled back rate” (meaning the amount levied last year plus new construction). Also, the faster a government’s taxes have risen, the higher the cut. School districts are exempt from this statutory measure, plus the formula exempted a few Broward cities from making any cuts. This statutory cap can be overridden up to 10% by a 2/3 vote of the governing board. Any change above 10% requires a unanimous vote of the board or a referendum.
Second, on January 29, 2008, Florida voters will consider a proposed constitutional amendment to create a new Homestead Exemption ranging from $50,000 to $195,000. This so-called “Super Exemption” is designed to replace the current Homestead Exemption and gradually replace Save Our Homes. If approved, homeowners can decide if they want to make an irrevocable, one time decision to take the new exemption or keep the current Save Our Homes assessment cap. When a homeowner moves, dies or transfers title, they will lose SOH and start fresh with the new exemption. First-time and new homeowners will only be eligible for the new exemption. Initial calculations show a large number of Broward homeowners would continue to save more in taxes under the current law. Also, the proposed amendment offers no relief for renters, snowbirds and commercial property owners.
The bottom line is the statutory tax roll back law takes effect this year – but it cannot yet be determined if or how much you will individually save on your November tax bill, please watch for your TRIM (proposed tax notice) in August, 2007 for specific tax information. Voters will cast ballots on the proposed constitutional amendment in January 2008. We’ve posted full copies of the property tax roll-back law and the proposed amendment on our website at www.bcpa.net and will soon have an interactive calculator to compare how much you’d save – if any – under the competing options.
If you would like more information about this exemption and other important property tax issues, please visit our website at www.bcpa.net or contact our office directly at (954)357-6830.
June 2007
Local Cities Vote to Enact Doubled Senior Exemption in Time for 2007 Tax Roll
Dear Lori,
I wrote you recently about voters approving doubling the Senior Exemption up to $50,000. You asked us to contact our local officials ask about their plans on this issue and I did.
After reading in the newspapers about lack of property tax reform, how do I know my Senior Exemption will be approved? I am still very confused and afraid that many seniors will miss this opportunity. Thank you for your help.
I. Scarfone, Miramar, FL
Florida voters passed a Constitutional Amendment last year which has the potential to double the current Additional Senior Exemption from $25,000 to $50,000 for qualified seniors on fixed incomes. However, this amendment does not automatically double the current exemption to $50,000. Instead, it gives the County and various cities the “local option” to increase the current $25,000 exemption to any amount “up to $50,000.”
The following cities have approved increasing to $50,000 the Senior Exemption: Cooper City, Coral Springs, Dania Beach, Fort Lauderdale, Lauderdale-By-The-Sea, Lighthouse Point, Miramar, Oakland Park, Pembroke Pines, Sunrise and Weston. This increase in the exemption will result in an estimated $100 tax savings for seniors living in any of these eleven cities. Seniors already receiving the Additional Senior Exemption do not need to apply for the increased amount, as it will be adjusted automatically.
In order to qualify for the Additional Senior Exemption, individuals must be 65 years or older with an adjusted household gross income for last year (2006) not exceeding $24,214. The deadline for timely filing has passed, however, you can still late file with a petition to the Broward County Value Adjustment Board. The Senior Exemption application and late filing petitions are available in our office or online at www.bcpa.net.
If you would like more information about this exemption and other important property tax issues, please visit our website at www.bcpa.net or contact our office directly at (954)357-6830.
May 2007
Protecting the Integrity of Our Property Tax Exemptions
Dear Lori,
I’m 73 years old and a widow. I’m not going to drop below age 65 in the future so why did your office send me a letter asking that I prove my combined household adjusted gross income for 2006 was less than $24,214?
M.W., Sunrise
First, please understand you were selected entirely at random by our computer system. It wasn’t personal and was not intended as a statement we distrust you. Florida’s homestead, senior’s additional homestead, and disability exemptions grant property owners significant tax savings each year. Thus, we constantly work to protect these valuable exemptions for all eligible taxpayers.
The senior’s additional homestead exemption requires property owners to re-qualify annually based upon a specific adjusted household income cap. The Florida Department of Revenue adjusts the amount each year, based upon the cost-of-living index. For 2007, the maximum qualifying adjusted household income amount is $24,214. Florida Statutes (Section 196.075) requires our office “to generate random audits of the taxpayers’ sworn statements to ensure the accuracy of the household income reported. The Property Appraiser may not grant or renew the exemption if the required documentation requested is not provided.”
Thank you, in advance, for your cooperation with our request. Your prompt response helps protect your exemptions and safeguard the integrity of our property tax exemptions. If you have any questions or concerns about this random audit, please feel free to contact our Customer Service Division at 954.357.6830. We’d be happy to assist you.
April 2007
It’s Tax Time in Tallahassee!
Dear Lori,
I was wondering if you knew of any updates on the new law in which a homeowner could carry over the taxes from their old residence to their new residence within Broward County. I think it was called the Portability Act? My family has outgrown our home and I am desperately waiting for this act to be passed so I can move. Your help is greatly appreciated.
S. Iqbal, Broward County (via email)
There is a tax crisis in Florida and families are desperate for relief. High property values have led to higher taxes – threatening many with the loss of their homes and businesses. The Save Our Homes amendment has kept taxes down for a large number of Floridians, so the growth in property taxes is unfairly being borne by the rest of the taxpayers.
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| SEN JEFFREY ATWATER |
The Florida Legislature is feeling a lot of pressure to “do something” about property taxes. The current Session is considering many measures such as allowing for Save Our Home portability, revenue caps on local governments, doubling the homestead exemption, or even abolishing homestead taxes in a trade for a sharply increased sales tax. Nearly every day new ideas are proposed and amendments suggested for existing proposals. Everyone in the Florida Legislature is working hard to find a real solution, but there seems to be little consensus so far in selecting the best path that would help the most people.
Until the Session ends in May 2007, it will be hard to know what changes are likely to become law. For many of the proposals, Florida voters would be required to approve related constitutional amendments in a statewide election. Legislators are talking about setting a special election on these issues for Fall 2007.
I strongly urge you to get involved in the process by contacting your State Senator and State Representative to tell them you support portability and other tax reform ideas. Study the plans and push for the ones you believe are best. As taxpayers, we’re all in this boat together. Hopefully, they will find solutions this year to help all of us. Stay tuned.
March 2007
It’s All about Property Taxes and Budgets
Dear Lori,
I had the opportunity to hear one of our County Commissioners at last month’s Chamber Breakfast. I was surprised to learn that almost half of the revenue in the County Commission’s general fund goes to the Constitutional Officers. Is this true?
R. Lobo, Fort Lauderdale (via email)
The Property Appraiser’s budget makes up less than ˝ of 1% of the Broward County budget. The property tax crisis requires all governmental agencies to tighten their budgets. While it would be inappropriate to discuss other constitutional offices, we are happy to discuss our office budget and share with you our progress.
My office is determined to comply with our constitutional duties and ensure our tax roll is accurate. This has taken much time, additional resources and increased staffing. Upon my election and at my request, both the County Auditor and the Florida Department of Revenue were invited to review the office budget and personnel data, comparing them with other Florida Property Appraisers. Both agencies found this office to be under funded, understaffed and lacking basic management accountability. While our current office budget is $20,274,755, it is a direct result of meeting the auditors’ recommendations aimed at bringing our office up to par. We have met challenges brought to light by the external audits by utilizing last year’s budget surplus for technology advances and additional budgeted appraiser positions. My office voluntarily decreased our total expenditures last year to assist in meeting budgetary goals.
We recognize the importance of managing public dollars efficiently and with accountability. Our office welcomes input from the community. If you would like more information about our office budget, please visit our website at www.bcpa.net, click on the site index and go “BCPA Budgets”.
If you have any questions for Lori, please visit our website at www.bcpa.net, email her at lori@bcpa.net or contact our office directly at (954)357-6830.
February 2007
Voters Doubled Senior Exemption but it Requires State and Local Enactment
Dear Lori,
Your recent newsletter talks about voters approving doubling the Senior Exemption up to $50,000. You asked us to contact our County Commission and City Commission to ask about their plans on this issue.
I contacted my County Commissioner’s office and they told me that the state made the final decision on this issue. I am confused and afraid that many seniors will miss this opportunity to have our Senior Exemption count.
I. Scarfone, Miramar, FL (via email)
Florida voters did pass a Constitutional Amendment last year which has the potential to double the current Senior Exemption from $25,000 to $50,000 for qualified seniors on fixed incomes. However, this amendment does not automatically double the current exemption to $50,000. Instead, it gives the County and various cities the “local option” to increase the current $25,000 exemption to any amount “up to $50,000.”
We all received notice from the Florida Department of Revenue stating the State Legislature will need to pass implementing rules before our County and City Commissions can approve this new exemption. House Bill 333 will solve this problem and it will be retroactive in time for the 2007 tax roll. We expect it to pass soon.
Please make sure you and other qualified seniors, 65 years or older who have a combined household adjusted gross income for last year (2006) not exceeding $24,214 apply for this money saving exemption before March 1. This exemption saves the average Broward senior nearly $300 each year in taxes. Let your local elected officials know of your strong support for the adoption of this Senior Homestead enabling ordinance.
If you would like more information about this exemption and other important property tax issues, please visit our website at www.bcpa.net or contact our office directly at (954)357-6830.
January 2007
New Tax Savings for Combat-Wounded Florida Veterans
Dear Lori,
I am a retired Army officer who is trying to get information for my American Legion Post members on the implementation of the disabled veteran Constitutional Amendment passed in November. I am eager to help get this information to Broward County’s veteran community.
Col. D. McDoanld, Jr. USA retired (via email)
Thank you for your generous offer of help. This past November, Florida voters adopted a Constitutional Amendment providing an additional exemption for partially or totally permanently disabled veterans. Veterans must be age 65 or older; were a Florida resident at the time of entering military service; and whose partial disability was combat-related.
Qualifying veterans may receive a percentage discount on their property taxes equal to the percentage of the veteran’s permanent service connected disability. Individuals must have Homestead Exemption on the property and apply for this exemption, no latter than March 1, 2007 to be in effect for the 2007 tax year.
All eligible veterans must provide the following:
- Evidence the applicant was a resident of Florida at the time of entering military service of the United States,
- Official letter from the US Department of Veterans Affairs stating the percentage of veteran’s service-connected disability,
- Evidence identifying all or portion of the disability as combat related, and
- Proof of the veteran’s honorable discharge.
If you would like more information about this exemption and other important property tax issues, please visit our website at www.bcpa.net or contact our office directly at (954)357-6830.
The Fort Lauderdale September 6th budget hearing crystallized some of the tax issues facing property owners throughout the State. Click Here to read about what happened. - editor
December 2006
Understanding Ownership When Buying a New Home
Dear Lori,
My mother and I are purchasing a condo which she will be living in. Is she eligible for the $25,000. Homestead Exemption, if both of our names appear on the deed?
R. Weisz, Broward County (via email)
Yes provided the deed states “Joint Tenants with Rights of Survivorship”. Joint Tenants with Rights of Survivorship allows your mother to qualify for Homestead Exemption and the full 3% Save Our Homes cap. Joint tenants with Rights of Survivorship allow you to retain your full Homestead Exemption on another property, as well. We always recommend you seek professional advice from a qualified attorney when making real estate decisions, hopefully this information will help you better understand this common form of home ownership.
Joint Tenants with Rights of Survivorship or “JTRS” gives two or more unmarried co-owners legal rights to property. JTRS owners each own overlapping 100% interests – any one filing for homestead would qualify for 100% of the Save Our Home coverage. When a JTRS co-owner dies, all remaining title interests automatically are divided between the remaining JTRS co-owner(s) and the last one alive owns the entire property.
Keep in mind this is a very simple explanation of a complicated legal issue. There are many more variants of ownership types, but this should give you a basic understanding of the answer to your question. If you would like to learn more about this and other important property tax issues, please visit our website at www.bcpa.net or contact our office directly at (954) 357-6830.
The Fort Lauderdale September 6th budget hearing crystallized some of the tax issues facing property owners throughout the State. Click Here to read about what happened. - editor
November 2006
Citizens Insurance Letter to Broward Homeowners
Dear Lori,
I emailed your office last week regarding my homestead application for 2006. I just received a letter from Citizens Insurance stating they were unable to verify my homestead status. How can I check the status of my homestead exemption?
P.M., Fort Lauderdale, Florida
You are one of many Broward homeowners who have contacted our office to tell us about the letter sent by Citizens Insurance. Due to Senate Bill 1980, passing the Florida Legislature in May, Citizens Property Insurance will stop offering windstorm coverage to non-homestead properties after March 1, 2007. The aim of this anti-consumer law is to reduce risk and slow the growth for this insurer of last resort. If owners of non-homestead properties cannot find coverage from another insurer, they can stay with Citizens. However, they will be charged a 25 percent surcharge.
Last month, Citizens Insurance mailed thousands of letters into Broward County to determine which policies cover non-homestead properties. These letters were misleading as they stated “...based upon your current policy information and data collected by your local Property Appraiser’s Office, Citizens is unable to determine if your property meets the definition of ‘Homestead Property’...” Unfortunately, it appears Citizens never checked our records before sending out the letters. They have apologized to our office for the confusion and owe all of you one as well.
If you received one of these letters and now need to prove you have homestead on your property, simply go to www.bcpa.net to find and print your property record. The $25,000 homestead exemption is reflected on all properties currently holding the exemption.
We’re doing so much to improve this office…but I need your help. If you have any ideas, please drop me a note or email me at lori@bcpa.net .
The Fort Lauderdale September 6th budget hearing crystallized some of the tax issues facing property owners throughout the State. Click Here to read about what happened. - editor
October 2006
Many Thanks for Protecting Our Taxpayer Rights!
Dear Lori,
Our family watched you last night on our local T.V. news station. Thank you for standing-up to the Davie Town Council. I just wanted to let you know that we appreciate all that you do to make our town a better place – you rock!
P. Harper, Davie, Florida
It’s no secret Broward County has seen tremendous growth in real estate values over the last 5 years. Higher values often mean higher property taxes. Taxpayers have the right and the responsibility to know how their property values and taxes are determined. This is why it so important for citizens to voice their opinions during the annual budget hearings.
And guess what - this year it worked! For the first time in decades taxpayers attended their budget hearings and participated in the process. Our office attended many of these hearings to assist taxpayers with questions about their property tax valuations and exemptions. If taxing authorities don’t have any input from those whose tax dollars they receive, tax dollars will be spent in the manner in which the taxing authorities choose.
Your “Truth in Millage” notice shows last year’s assessments and taxes, current year’s assessment and proposed taxes, and qualified property tax exemptions. The property values on the 2006 “TRIM” notice are based upon sales in the real estate market during 2005, when sales were at an all time high. Any changes made to these notices by our office (or by the Value Adjustment Board) will be reflected on your November tax bill, sent to you by Broward County Revenue Collection.
We’re doing so much to improve this office…but I need your help. If you have any ideas, please drop me a note or email me at lori@bcpa.net .
The Fort Lauderdale September 6th budget hearing crystallized some of the tax issues facing property owners throughout the State. Click Here to read about what happened. - editor
September 2006
County Commission Pushes Portability of Save Our Homes Question for November Ballot!
Dear Lori,
We were disappointed to read that Tallahassee politicians killed property tax reform this year. We read in the Sun-Sentinel that the County Commission has placed this issue on the November ballot. What does this mean to Broward County taxpayers?
P.M., Plantation, Florida
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BROWARD COMMISSIONER
JIM SCOTT |
Led by County Commissioner Jim Scott, our County Commission has joined the fight for property tax reform. A countywide Referendum Election will be held on Tuesday, November 7th for the purpose of conducting a “non-binding straw ballot” to determine the opinion of Broward County voters as to “whether the Florida Constitution should be amended to provide that when a person sells a Broward County homesteaded property, and acquires a subsequent homestead exempt property within Broward, the assessed value of the subsequently acquired property, for the purposes of ad valorem real estate taxation, shall be reduced by an amount as determined by law.”
This is an effort to show public support and encourage the Legislature to recognize Florida homeowners need tax relief. Our County Commission and I want Broward voters to send a message to Tallahassee on whether or not Save Our Homes should be portable upon the purchase of a new home. Unfortunately, Florida’s legislative leaders once again ignored the wishes of taxpayers and failed to act on our proposed constitutional amendment this year.
Please remember this important issue when candidates for public office ask you for your family’s votes this November.
If you would like to learn more about this and other important property tax reform measures, please visit our website at www.bcpa.net and click the “Legislation” menu option.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
August 2006
Taxed out of House and Home!
Dear Lori,
It is finally happening. After living in Hollywood most of my life, I am faced with the decision of selling my house and leaving Florida. That’s wrong! I am finding it harder to handle the expenses; it seems you cannot make enough money to live here.
My wife and I are real estate professionals and are finding there is no way a teacher; firefighter or police officer can qualify for a traditional mortgage loan.
As you know, you don’t get much for $300,000. That’s $2000 a month principal and interest, and another $1000 a month for taxes and insurance. Taxes and insurance are running over 50% of the monthly payment right now. Please help! We really do not want to leave.
R.B., Hollywood, Florida
Often, many taxpayers wait until it is too late to fight a proposed tax hike. On average, properties in Broward County increased approximately 19% in market value this year over the previous year. As property owners, that means you made a great investment. But as taxpayers, that same news has other financial consequences. For non-homesteaded properties, it means your taxing authorities (i.e., School Board, County Commission, City Commission, hospital district board, etc.) will potentially collect 19% more in property taxes this year unless they sharply cut your tax rates.
Here’s an example: If a taxing authority cuts the millage rate by 5%, that would still equal a 14% tax hike (19% tax base increase – 5% rate cut = 14% tax hike).
Remember the Property Appraiser’s Office does not set your tax rates. If you want to protest your proposed tax amount, or the non-ad valorem fees and special assessments, you must contact your elected officials who serve on these boards and commissions and/or attend the public hearings.
Broward County School Board public hearings are August 1st and September 7th at the KCW Administration Building. The Broward County Commission public hearings are September 12th and September 26th at the Broward County Governmental Center.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
June 2006
Tallahassee Approves Increased Accountability for
Property Appraisers!
Dear Lori,
Thank you for supporting “portability” of Save Our Homes. While our family was disappointed to learn that Tallahassee politicians killed property tax reform this year, we would like to learn more about your 2006 Legislative Package. Did any of your legislative proposals become law?
L.B., Margate, Florida
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STATE SENATOR ALEX
DIAZ DE LA PORTILLA |
Florida Property Appraisers are currently subject to very little oversight. This is how, for example, a former Broward County Property Appraiser was able to ignore Florida Law requiring physical inspections of all properties every three years – allowing most properties to languish with 12 – 15 years between inspections. Because of that failure, some people didn’t have to pay any taxes on buildings not assessed on the tax roll…while you were paying more to make up the difference.
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STATE REPRESENTATIVE
JACK SEILER |
This is the reason why I asked Miami Dade County State Senator Alex Diaz de la Portilla and Broward County State Representative Jack Seiler to ensure this never happens again. We joined together to support a new law (SB 490 and HB 979) requiring that the Florida Department of Revenue notify the Mayors and County Commissions when audits of the 67 county Property Appraisers are available for all taxpayers to see.
We are please to announce that the Governor agreed with this common sense reform and signed our measure into law. Beginning July 1st, 2006 all Florida Property Appraiser audits will now become truly “public documents” for the County Commissions and local taxpayers to review. Past audits of the Broward County Property Appraiser’s Office often found procedural, statistical and analytical errors that were never made public.
If you would like to learn more about our 2006 State Legislative Package, and check the status of these and other new state laws, please visit our website at www.bcpa.net and click the “legislation” menu option.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
May 2006
“Tallahassee Kills Portability!”
Dear Lori,
My partner attended the Realtor Rally at the Convention Center. He told me you spoke on the portability issue and said it was “completely dead.” Is this true? If this issue is dead and will not appear on the ballot, we cannot afford to move. Please give me an update?
T.G., Fort Lauderdale, Florida
Unfortunately, Florida legislative leaders once again ignored the wishes of taxpayers and failed to act on our proposed constitutional amendment. This means there will be no “portability” on the November ballot. With the State Legislature adjourned for the year, 2008 looks like our next opportunity for the ballot.
Many of you joined us and fought hard to pass this important property tax reform measure. Please remember this important issue when candidates for public office ask you for your family’s votes this November. Let’s make property tax reform a major issue for this election year!
Be assured, our office will continue supporting a new constitutional amendment allowing homesteaded owners to move their sheltered SOH (Save Our Homes) value from one primary residence to the next within the same county. This concept is called “portability.”
Only then will you and your families feel the financial freedom to make real estate decisions without being financially “locked” in your homes – because families cannot afford the high property taxes if they move.
We’re doing so much to improve this office…but I need your help. If you have any ideas on making our office even better, please drop me a note or email me at lori@bcpa.net.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
January 2006
“Understanding Save Our Homes”
Dear Lori,
My neighbor and I own identical condos. My neighbors bought their condo in 1999 and I bought my Condo in 2002. My estimated tax bill is $5,201 – but my neighbor’s bill is only $3,588. This seems unfair.
C.K., Fort Lauderdale, Florida
Unfortunately, we hear this story every year. A provision in Florida’s Constitution – the “Save Our Homes” Amendment – causes this confusion. Save Our Homes was intended to prevent homeowners from being taxed out of their homes in the face of rapidly rising real estate values. The Save Our Homes cap limits increases in assessed value of homesteaded properties to no more than 3% per year – regardless of how much more the properties increase in market value.
Because of this, Florida law favors owners who stay in their homesteaded property for many years. In 2005, the average Broward homeowner with homestead saved nearly $2,100 in taxes because of Save Our Homes.
For new home purchases, your first year assessed value is based upon your sale price and other recent sales. Thus, the market value and assessed value for your property are identical the first year. Next year, you’ll likely see the market value climbing at a rate much higher than your assessed value. Your taxes will never drop to the level of your neighbor because of Save Our Homes – but, when they sell their home, you should see the next buyer paying quite a bit more in taxes than you are.
We’re doing so much to improve this office…but I need your help. If you have ideas on making our office even better, please drop me a note or email me at lori@bcpa.net.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
December 2005
“Finally Some Hurricane Wilma Property Tax Relief!”
Dear Lori,
I read in the newspaper that the Florida Legislature is considering some type of tax bill relief for those of us hit hard by Hurricane Wilma. Do you have any information about this?
R.A., Pembroke Pines, Florida
State Representative Adam Hasner and State Senator Jeff Atwater have introduced state legislation to provide tax relief to Broward County taxpayers impacted by Hurricane Wilma. The legislation seeks to extend the date by which taxpayers can receive discounts on their payment up to 6o days. This would be in addition to the extra 15 day extension already granted by Broward County.
|
| SEN JEFFREY ATWATER |
Under current law, property taxes are due and payable in November and are delinquent on April 1st of the following year. This year, the county’s mail processor was without power for over a week resulting in tax bill delays. Taxpayers are usually given an early payment discount on their property tax bills depending upon when the payment is made. Under the Hasner/Atwater bill, Broward County may, by an affirmative vote of the County Commission, authorize any of the following discount periods:
- Four percent for taxes paid by January 31, 2006
- Three percent for taxes paid by February 28, 2006, and
- Two percent for taxes paid by March 31, 2006
 |
| REP ADAM HASNER |
We expect these taxpayer friendly bills to pass the December Special Legislative Session and be enacted by the County Commission. These discounts will not apply to payments made on behalf of taxpayers by financial institutions.
Remember: property owners pay their current year property taxes to the Broward County Revenue Department not the Property Appraiser! Property owners may pay by mail, in person, or online. For additional information regarding property tax payments, visit www.broward.org/revenue or call the Broward County Call Center at 954-831-4000.
We’re doing so much to improve this office…but I need your help. If you have ideas on making our office even better, please drop me a note or email me at lori@bcpa.net.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
November 2005
“Hurricane Wilma’s Property Tax Impact”
Dear Lori,
I am a homeowner in Deerfield Beach who has sustained eight thousand dollars worth of damage to my home from hurricane Wilma. We have a $9,950 deductible, which is estimated at 5% of our home value.
Can we possibly get a property tax break from this disaster, and if so what do we need to do to apply?
P.A., Deerfield Beach, FL
Unfortunately, none yet exists. This does not mean Broward residents badly impacted by the storm will not be able to receive some property tax relief. Last year, the Florida Legislature met in special session and approved tax breaks for the victims of the 2004 hurricanes – but the tax relief was explicitly limited to just the victims of these storms.
Any post-hurricane property tax relief would require passage by the Florida Legislature of a new law covering Hurricane Wilma’s victims. If the Legislature adopts a similar law for us: (1) your home would have to be uninhabitable for a period of at least 60 days; and (2) the damage to your property would have to drop your market value below your Save Our Homes taxable value.
Rest assured our office will support any changes in state law to bring storm related tax relief to Broward taxpayers. But, until then, there is no available “hurricane tax breaks.” If you support these proposals, be sure to contact your State Senator and State Representative. If any proposals become law, we’ll post the news on our website at www.bcpa.net.
We’re doing so much to improve this office…but I need your help. If you have ideas on making our office even better, please drop me a note or email me at lori@bcpa.net.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
October 2005
“Bringing Community Service to our Customers”
Dear Lori,
I am the President of my neighborhood Homeowner’s Association. We are always looking for special events and speakers. What does your office do in terms of community programs and homebound assistance?
D.M., Pompano Beach, FL
In order to serve our diverse community, our office is enhancing community outreach efforts to accommodate individuals and groups. It is our goal to bring community outreach programs directly to where you live and work. You will find our friendly and informed BCPA staff signing-up taxpayers for Homestead Exemptions at civic association meetings, in condo clubhouses, at shopping centers, in city halls, and at many community locations throughout Broward.
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B.C. PROPERTY APPRAISER
LORI NANCE PARRISH |
We’ve already scheduled over 100 customer service outreach events for the 2005 – 06 traditional tax exemption filing season. For a complete listing of current community outreach events, please visit our website at www.bcpa.net. We’re also enhancing features on our website to enable you to more easily file for exemptions without having to visit any of our offices.
If you’d like to have someone from our office meet with taxpayers at an upcoming meeting of your condo/civic association (or attend other events), please contact me directly at 954-357-6904. Remember: helping Broward taxpayers is our job!
We’re doing so much to improve this office…but I need your help. If you have ideas on making our office even better, please drop me a note or email me at lori@bcpa.net.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
September 2005
“Understanding Your TRIM Notice”
Dear Lori,
I just received this new “Do Not Pay” tax notice from your office. Why does it seem every year my taxes keep rising?
M.R., Plantation, FL
This is a question we commonly receive each year after our office mails out the Truth in Millage (“TRIM”) Notices to Broward County taxpayers. Although the statement is prepared and sent by our office, we do not set any of the tax rates listed in your TRIM Notice. Your tax rates and special assessments are actually set by various governmental bodies including the School Board, the County Commission, your local City Commission, and various special taxing districts.
The purpose of the TRIM Notice is to give taxpayers a reasonable, advance notice of proposed tax rate changes. The TRIM Notice informs you as to which taxing entity is proposing the tax change, provides you with the contact information for each entity, shows how these changes will affect your tax bill and notifies you of any upcoming public hearings scheduled on the tax changes.
It is my hope all of our taxing authorities will lower the tax rate throughout Broward County due to the increase in market values this year. Only then will they “hold the line” on the amount we all pay in property taxes. That’s why our Broward County Commission, for example will actually cut their millage rate this year (for the ninth year in a row).
If you have any questions about the assessed value of your property, please contact our office or visit our website at www.bcpa.net. The deadline by law to file a petition to challenge your assessment or add a missed exemption is September 21st, 2005.
On the Property Appraiser’s web site, it states that the deadline to file a petition challenging the assessed value is 7:00 pm on Monday, September 19th, 2005.
We’re doing so much to improve this office…but I need your help. If you have ideas on making our office even better, please drop me a note or email me at lori@bcpa.net.
Broward County Property Appraiser Lori Parrish addressed the GMCA Advisory Board on April 21st, 2005. For the content of her address and answers to questions posed by residents, Click Here. - editor
August 2005
“New Protection for Spouses of Disabled Veterans”
Dear Lori,
I am a widow of a disabled veteran. Money is tight. Enclosed is a copy of the letter from the Department of Veterans Affairs showing that my deceased husband was receiving monthly disability compensation. I would appreciate anything you could do to help?
L.M., Coconut Creek
A new Florida law took effect July 1, 2005 designed to assist military families. The law grants a property tax exemption to the un-remarried surviving spouse of a disabled former service member who, on the date of the disabled ex-service member’s death, had been married to the deceased ex-service member for at least five years.
Current law provides a $5,000 reduction in taxable value to any resident “ex-service member” who was disabled to a degree of 10% or more while serving during a period of wartime service or by misfortune while on active duty service as a member of the United States Armed Forces, a member of the Florida National Guard, or a member of the United States Armed Forces Reserve.
Now these savings will carry over to the surviving spouse. To qualify, an applicant must produce a certificate of disability from the U.S. Government or the U.S. Department of Veteran Affairs and have been “honorably discharged” from military servi
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